Financing

3, 6 AND 12-MONTH FINANCING IS AVAILABLE*

Pay over time for your luxury item on idjewelry.

Affirm & ID Jewelry have teamed up to offer easy financing - without a catch.
There are no gimmicks or hidden fees. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

 

QUICK AND EASY

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your identity.

 



SIMPLE CHECKOUT


Checkout is easy, just select Affirm and enter some basic information for an instant loan decision.
 


SAFE & SECURE

There's no card number to steal, so your account stays secure.
 


YOU'RE IN CONTROL

Pick a loan that fits your budget - choose to pay off your purchase over 3, 6, or 12 months.
 


INSTANT APPROVAL

Your loan is complete and we can process your order immediately. 

Choose 3, 6, or 12 monthly payments


Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as low as 10-36%* APR based on your credit. Actual rates will be shown at checkout.
 


Real People, Real Support

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.
 

 

What information does Affirm require?

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.
 
Why was I prompted to pay a down payment with a debit card?

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
 
How do I pay my bills?

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.
Why was I prompted for a checking account?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
 
Does Affirm perform a credit check?

Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.
 



 

 

Lending Disclosure

*10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.